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The Claim Attorney
The Claim Attorney
Law Office of Michael P. Bowman

  • Michael P. Bowman, Esq.

    From Police Officer to Contractor to Public Adjuster to Attorney.
    Michael Bowman fights for policyholders with hands-on experience.

Introduction

At The Claim Attorney, we fight for homeowners, businesses, and individuals facing life’s toughest challenges — whether that means an insurance company denying a valid claim, another party breaching a contract, a contractor dispute that stalls your rebuild, a termite infestation, or a personal injury that changes your life.


I’m Michael Bowman, founder and lead attorney. My path to law is unique: I’ve been a police officer, public adjuster, contractor, and inspector — all before becoming a licensed attorney. Like you, I know what it is like to struggle and how damage, injuries or unkept promises can dramatically affect your life. That means I don’t just understand the law — I understand how damage happens, how insurers think, what clients need, and how to build a strong case.

My Story & Credentials

From Service to Advocacy
I served approximately 13 years as a police officer, investigating accidents, helping people, and standing up for what’s right. I also trained Iraqi police in democratic policing, teaching fairness, accountability, and respect for the rule of law. That experience shaped my values: protect the vulnerable, demand accountability, and fight for justice.

Public Adjusting & Construction Expertise

After law enforcement, I worked in construction and launched Ironclad Roofing and Restoration, and helped launch Bulletproof Public Adjusting where we helped policyholders document and present their claims. Before becoming an attorney, I held several professional licenses, which are no longer active:

  • Florida Contractor License (former)

  • Florida Roofing Contractor License (former)

  • Florida Home Inspector License (former)

  • Insurance Adjuster License (former)

This gave me hands-on knowledge of how property damage is assessed and how insurance companies try to avoid responsibility.

Today: The Claim Attorney

Now, as an attorney licensed to practice law in Texas and Alabama, and admitted in the U.S. District Courts for the Southern District of Alabama and the Western District of Tennessee, I combine all of that experience with legal advocacy. I prepare every case as if it is going to trial, whether it’s a storm claim, a construction defect, a termite infestation, or a personal injury.

Practice Areas We Handle

Insurance Claims

  • Storm & Roof Damage (wind, hail, hurricane, tornado)

  • Water & Plumbing Losses (burst pipes, cast-iron plumbing disputes, tear-out costs)

  • Insurance Denials & Underpayment (exclusions, endorsements, bad faith)

  • Fire, Mold, and Complex Property Losses

Construction Law & Termite Claims

  • Contractor disputes and construction defects

  • Permit, rebuild, and code compliance disputes

  • Termite damage claims insurers blame on “wear and tear”

  • Property damage tied to hidden structural issues

Personal Injury

  • Auto accidents and trucking collisions

  • Slip-and-fall and premises liability

  • Catastrophic injury and wrongful death

  • Negligence and liability claims

Contract Law
  • Breach of Contract
  • Collections
  • Failure to Perform
  • Failure to Pay

👉 No matter the type of case, our philosophy is the same: prepare thoroughly and advocate hard for every client.

FAQ

Shelf of leather-bound law books

Property insurance claims are generally handled on a contingency-fee basis, meaning attorney’s fees come from any recovery rather than out of your pocket. The fee percentage, how case expenses are handled, and when you may be responsible for them, including if there is no recovery, are explained in a written fee agreement before any work begins. Your initial case review is free.

Start with the paper trail

Request a complete copy of your policy, including all endorsements, and the insurer’s written decision. Keep every letter, email, estimate, and photo, and note the date of every call. Do not sign a release without understanding what you may be giving up. Deadlines matter — in Texas, for example, many property claims require written notice to the insurer at least 61 days before a lawsuit is filed — so talk to an attorney early.

Know the difference

A licensed public adjuster can help document, prepare, and negotiate a claim. Only a lawyer can give you legal advice, file a lawsuit on your behalf, and represent you in court on breach of contract, bad faith, and prompt-payment claims. Having worked as both a public adjuster and an attorney, I can help you decide which approach fits your situation.