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The Claim Attorney
The Claim Attorney
Law Office of Michael P. Bowman
  • Insurance Claim Attorney

    When insurance companies delay, deny, or underpay, we fight to recover what you’re owed.

    Schedule a Free Consultation

Protecting Policyholders, Enforcing Promises

You pay your insurance premiums expecting protection when disaster strikes. But too often, insurance companies delay, deny, or underpay valid claims. At the Law Office of Michael P. Bowman, we represent homeowners, businesses, and policyholders across Florida, Texas, and Alabama, making sure insurers honor their contracts and pay fairly.

Insurance Cases We Handle:

πŸŒ€ Hurricane & Storm Claims Read More β†’

Roof damage, flooding, and wind destruction.

πŸ’§ Water Damage Claims Read More β†’

Burst pipes, leaks, and flooding.

πŸ”₯ Fire & Smoke Claims Read More β†’

Structural and contents loss.

🌩️ Hail Damage Read More β†’

Roof and exterior impact damage.

🏒 Business Interruption Read More β†’

Lost income due to property damage or disaster.

🏠 Property Damage Read More β†’

Residential, commercial, and multi-family claims.

Whatever the claim, we fight to recover what’s rightfully yours.

How Insurers Try to Avoid Paying Claims

Almost before we knew it, we had left the ground. All their equipment and instruments are alive.Mist enveloped the ship three hours out from port. The spectacle before us was indeed sublime.A red flair silhouetted the jagged edge of a wing.

"Pre-existing damage"

Claiming it was there before the storm when it is not or was made worse by a covered peril.

"Wear and tear"

Blaming normal aging instead of sudden damage when there is evidence of other damage.

"Late notice"

Saying you reported too late which biased their investigation.

"Insufficient documentation"

Arguing you didn’t provide enough proof even when all the documentation has been provided.

"Not covered under policy"

Hiding behind exclusions and fine print.

"Maintenance issue"

Shifting blame onto the homeowner for maintenance when it is not the issue.

Our Process β€” Protecting Policyholders from Bad Faith

Free Consultation

We review your policy and claim.

Investigation

We work with experts to evaluate damage and costs.

Demand & Negotiation

We push back against delays, denials, and lowball offers.

Litigation

If necessary, we take the insurer to court.

You pay nothing unless we win.

Denied, Delayed, or Underpaid Claim? Let Us Help.

If your insurance claim has been unfairly handled, don’t give up. Fill out the form below and let us fight for you.

Why Choose The Claim Attorney for Bad Faith Cases?

Our goal is to make you feel like family because we have been there and we know just how painful the claim process can be.

  • Attorney + Licensed Contractor + Adjuster β€” unique advantage in insurance disputes
  • Experience in insurance claims from several perspectives.

  • Experience in hurricane, fire, water, and business interruption claims

  • Client-first approach with clear communication and no fees unless we win

Trusted Advocacy

We level the playing field against insurance companies by combining legal, construction, and claims expertise.