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The Claim Attorney
The Claim Attorney
Law Office of Michael P. Bowman
  • Insurance Claim Attorney

    When insurance companies delay, deny, or underpay, we fight to recover what you’re owed.

    Schedule a Free Consultation

Protecting Policyholders, Enforcing Promises

You pay your insurance premiums expecting protection when disaster strikes. But too often, insurance companies delay, deny, or underpay valid claims. At the Law Office of Michael P. Bowman, we represent homeowners, businesses, and policyholders across Texas and Alabama, making sure insurers honor their contracts and pay fairly.

Insurance Cases We Handle:

🌀 Hurricane & Storm Claims Read More →

Roof damage, flooding, and wind destruction.

💧 Water Damage Claims Read More →

Burst pipes, leaks, and flooding.

🔥 Fire & Smoke Claims Read More →

Structural and contents loss.

🌩️ Hail Damage Read More →

Roof and exterior impact damage.

🏢 Business Interruption Read More →

Lost income due to property damage or disaster.

🏠 Property Damage Read More →

Residential, commercial, and multi-family claims.

Whatever the claim, we fight to recover what’s rightfully yours.

How Insurers Try to Avoid Paying Claims

Insurers tend to rely on the same handful of explanations when they deny or reduce a claim. Each of these can be tested against the policy language and the physical evidence.

Peeling paint and damaged siding on a home exterior

"Pre-existing damage"

Claiming it was there before the storm when it is not or was made worse by a covered peril.

Asphalt shingle roof with worn and mismatched shingles

"Wear and tear"

Blaming normal aging instead of sudden damage when there is evidence of other damage.

Insurance claim letter stamped Denied

"Late notice"

Arguing you reported the loss too late and that the delay hurt their investigation.

Insurance claim letter stamped Denied

"Insufficient documentation"

Arguing you didn’t provide enough proof even when all the documentation has been provided.

Two homeowners on the phone after a claim denial

"Not covered under policy"

Hiding behind exclusions and fine print.

Water-stained siding below a clogged gutter

"Maintenance issue"

Shifting blame onto the homeowner for maintenance when it is not the issue.

Our Process — From Claim Review to Resolution

Free Consultation

We review your policy and claim.

Investigation

We work with experts to evaluate damage and costs.

Demand & Negotiation

We push back against delays, denials, and lowball offers.

Litigation

If necessary, we take the insurer to court.

No attorney’s fee unless we recover for you. Whether or not there is a recovery, you may be responsible for certain case expenses, as explained in your written fee agreement.

Denied, Delayed, or Underpaid Claim? Let Us Help.

If your insurance claim has been unfairly handled, don’t give up. Fill out the form below and let us fight for you.

Why Choose The Claim Attorney for Insurance Claims?

Our goal is to make you feel like family because we have been there and we know just how painful the claim process can be.

  • Attorney + Former Contractor + Adjuster — unique advantage in insurance disputes
  • Experience in insurance claims from several perspectives.

  • Experience in hurricane, fire, water, and business interruption claims

  • Client-first approach with clear communication and no attorney’s fee unless we recover (certain case expenses may be owed even without a recovery)

Trusted Advocacy

We level the playing field against insurance companies by combining legal, construction, and claims expertise.