Insurance Companies Have a Duty to Act in Good Faith
When you buy insurance, you enter into a contract built on trust. The company promises to investigate fairly, handle your claim promptly, and pay what’s owed. But when they delay, deny, or underpay without justification, that’s more than frustrating — it’s insurance bad faith, and it’s against the law.
At The Law Office of Michael P. Bowman, we help policyholders hold insurance companies accountable for bad faith practices. That means not only fighting for the money you’re owed but also seeking additional damages when your insurer acts unfairly.
Common Bad Faith Tactics:
⏳ Unreasonable Delays Read More →
Endless investigations, hoping you’ll give up.
🚫 Baseless Denials Read More →
Rejecting valid claims without a fair reason.
📉 Lowball Offers Read More →
Offering far less than your documented loss.
📂 Excessive Paperwork Read More →
Burdening you with unnecessary requests.
🏚️ Failure to Investigate Read More →
Ignoring clear evidence of damage.
⚖️ Misrepresenting Policy Terms Read More →
Twisting language to avoid paying.
From lowball estimates to outright denials, I have the claims and legal experience to handle it.
Our Process — Protecting Policyholders from Bad Faith
Our goal is to get your claim paid fairly and efficiently — with your best interests at the center.
Your Insurance Company Acting in Bad Faith?
If your insurer is delaying, denying, or underpaying your claim without cause, you may have a bad faith case. Fill out the form below for a free review.
Why Choose The Claim Attorney for Bad Faith Cases?
Before becoming a lawyer, I worked as a public adjuster and contractor. I know how insurers build, document, and defend a claim file — and I use that insight to expose unreasonable delays, inadequate investigations, and lowball estimates, and to hold carriers accountable under Texas and Alabama law.
- Attorney + Former Contractor + Adjuster — unique advantage in insurance disputes
Bad faith claims for policyholders in Texas and Alabama
Focused on holding insurers to their duties under Texas and Alabama law
Client-first approach: clear communication, no attorney’s fee unless we recover (certain case expenses may be owed even without a recovery)
Claims Experience on Your Side
We combine legal advocacy with construction and claims experience to level the playing field against big insurers.

