Blog categorized as Uncategorized
Abstract
Recent Florida decisions have quietly, but significantly, shifted the burden of calculating actual cash value (ACV) from insurers to insureds. Traditionally, insurers were required to adjust claims, assess depreciation, and issue timely ACV payments. Yet recent appellate decisions—including ...
Michael Bowman
12.07.26 03:27 PM - Comment(s)
HERE IS THE SECRET. INSURANCE POLICIES ARE WRITTEN BY ATTORNEYS AND IF THEY ARE AMBIGUOUS, IT IS LIKELY INTENTIONAL!
What “Wear & Tear” Really Means
Insurance companies often deny claims by citing “wear and tear.” In plain English, that’s just the natural aging of your property. Think:
Paint fading...
Paint fading...
Michael Bowman
05.09.24 09:09 PM - Comment(s)
Estimating building permit fees accurately is crucial for Florida construction projects. Contractors, insurance adjusters, and construction attorneys often need to budget permit costs for bids or claims. However, permit fee structures vary widely across Florida jurisdictions, and underestimating the...
Michael Bowman
05.09.24 09:09 PM - Comment(s)
