Blog categorized as Texas Insurance Law

How long do you have to file a property insurance claim or lawsuit in Texas? TWIA, policy limitations clauses, 542A notice, and bad faith deadlines.

How actual cash value, depreciation holdbacks, and repair deadlines work in Texas home policies, who proves the loss, and whether labor can be depreciated.

What does “marring” mean in a Texas homeowners policy? How Texas courts read undefined exclusions, who bears the burden of proof, and what to do after a denial.

Force-placed insurance creates a common misunderstanding in Texas property claims.

The homeowner owns the house. The homeowner may be charged for the premium. The homeowner may be the person living with the unrepaired damage. But that does not mean the homeowner has standing to sue under the insuranc...

Repeated golf ball strikes on a Texas roof: is it one loss with one deductible, or many? What policy language, case law, and carriers say, and steps to take.