Michael Bowman

Blog by Michael Bowman

Looking for Texas Umpire "Black Ball" Lists
Information request: I am collecting Texas appraisal umpire "black ball" or "approved" lists. Send copies anonymously to mike@claimattorney.com.
Biased Appraisers and Umpires: What Texas Law Allows
How Texas courts treat appraiser and umpire bias, contingent-fee and carrier-connected appraisers, and when a Texas appraisal award can be set aside.
Post-Appraisal Cosmetic Damage Defenses in Texas: Coverage or Scope?
When a Texas carrier cites a cosmetic damage exclusion after a signed appraisal award, is it a coverage defense or an attempt to relitigate the amount of loss?
Better Claim Documentation Means Faster Texas Settlements
How 360-degree walkthroughs, measurement tools, thermal images and moisture readings help public adjusters and contractors build stronger Texas property claims.
Attorney Ratings vs. Client Reviews: What Really Measures a Lawyer
How Super Lawyers, Martindale-Hubbell and Avvo ratings work, how they differ from client reviews, and what Texas and Alabama rules say about using them.