Michael Bowman

Blog by Michael Bowman

Bar Admission, Age Bias, and Access to Justice: Time to Rethink
An opinion on how long character and fitness reviews and law school debt affect older, nontraditional bar applicants, and reforms that could help.
ASTM E2018 and Better Property Damage Inspections in Texas
What ASTM E2018 is, why its process matters for Texas property damage inspections, and how State Farm v. Simmons shows the cost of narrow investigations.
Texas Property Insurance Claim and Lawsuit Deadlines Explained
How long do you have to file a property insurance claim or lawsuit in Texas? TWIA, policy limitations clauses, 542A notice, and bad faith deadlines.
Are Insurance Contingency Roofing Contracts Legal in Texas?
When Texas roofing and restoration contingency contracts are enforceable, why the deductible must be paid, and how contractors cross into public adjusting.
Actual Cash Value and Depreciation in Texas Home Insurance Claims
How actual cash value, depreciation holdbacks, and repair deadlines work in Texas home policies, who proves the loss, and whether labor can be depreciated.