Blog tagged as Texas

Ignored a Lawsuit? Texas Default Judgments and How to Respond
Missed the deadline to answer a Texas lawsuit? Learn how default judgments work and the options that may remain: new trial, restricted appeal, bill of review.
Force-Placed Insurance in Texas: Can the Homeowner Sue?

Force-placed insurance creates a common misunderstanding in Texas property claims.

The homeowner owns the house. The homeowner may be charged for the premium. The homeowner may be the person living with the unrepaired damage. But that does not mean the homeowner has standing to sue under the insuranc...

Golf Ball Roof Damage in Texas: One Claim or Many Deductibles?
Repeated golf ball strikes on a Texas roof: is it one loss with one deductible, or many? What policy language, case law, and carriers say, and steps to take.
Wear and Tear Denials in Texas Property Insurance Claims
How Texas insurers use wear-and-tear exclusions to deny property claims, how courts read those exclusions, and how policyholders can respond with evidence.
Estimating Building Permit Costs in Texas Insurance Claims
How Texas building permit fees work, why they belong in repair estimates and property insurance claims, and how to document them so carriers pay them.